GROUP LINK INSURANCE
THE MAHARASHTRA GENERAL PROVIDENT FUND RULES (Corrected upto 14th February, 2017)
(3) Family means.—
(a) In the case of male subscriber, the wife or wives, parents, children, minor brothers, unmarried
sisters, deceased son’s widows and children and where no parents of the subscriber are alive, paternal grand
parents :
Provided that if the subscriber proves that his wife has been judicially separated from him or has ceased
under the customary law of the community to which she belongs to be entitled to mainteance, she shall
henceforth be deemed to be no longer a member of the subscriber’s family in matters to which these rules
relate, unless the subscriber subsequently intimates, in writing to the Accounts Officer that she shall continue
to be so regarded.
(b) In case of female subscriber, the husband, parents, children, minor brothers, unmarried sisters,
deceased son’s widows and childern and where no parents of the subscriber are alive paternal grand
parents ;
Provided that if the subscriber by notice in writing expressed her desire to exclude her husband from her
family, the husband shall henceforth be deemed to be no longer a member of the subscriber’s family in
matters to which these rules relate, unless the subscriber subsequently cancels such notice in writing ;
Note : “ Children” means the legitimate children and includes adopted children where adoption is
recognized by the personal law governing the subscriber
30. Deposit Linked Insurance Scheme.–
On the death of a subscriber, the person entitled to receive the
amount standing to the credit of the subscriber shall be authorized by the Account Officer, an additional amount
equal to the average balance in the account during the three years immediately preceding the death of such
subscriber subject to the following conditions that.–
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(a) the balance to the credit of such subscriber shall not at any time during the three years preceding the
month of death have fallen below the limits of :–
(i) Rs. 25,000 in case of subscriber holding a post in the Pay Band-2 (Rs. 9,300-34,800) or above and
drawing a Grade-pay of Rs. 4,800 or more as per the Maharashtra Civil Services (Revised Pay) Rules, 2009 ;
(ii) Rs. 15,000 in the case of a subscriber holding a post in the Pay Band-2 (Rs. 9,300-34,800) and
drawing a Grade pay of Rs. 4,200 or more but less than Rs. 4,800 as per the Maharashtra Civil Services
(Revised pay) Rules, 2009 ;
(iii) Rs. 10,000 in the case of a subscriber holding a post in the Pay Band-2, Pay Band-1 or Pay
Band-1S (Rs. 4,440-7,440) and drawing a Grade-pay of Rs. 1,400 or more but less than Rs. 4,200 as per
the Maharashtra Civil Services (Revised Pay) Rules, 2009 ;
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1. Sub-rule (3) was inserted by G.N. GAD, dated 19-12-2015, Rule 8.
2. Clauses (a) and (b) were substituted by G.N. GAD, dated 19-12-2015, Rule 9(I)
(iv) Rs. 6,000 in the case of a subscriber holding a post in the Pay Band-1S (Rs. 4,440-7,440) and
drawing a Grade pay of Rs. 1,300 or more but less than Rs. 1,400 as per the Maharashtra Civil Services
(Revised Pay) Rules, 2009.
(b) the additional amount payable under this rule shall not exceed Rs. 60,000.
(c) The subscriber has put in at least five years service at the time of death.
(2) The Head of Office, under whom the Government servant was serving at the time of his death, shall make
payments of the amount admissible under sub-rule (1) after ascertaining the admissibility of the amount from the
Accounts Officer (Head of office in case of class IV employees) and the Head of Department in respect of budget
grants.
(3) Where a subscriber has held the post in different scales during the 36 months immediately preceding the
month of his death, the appropriate minimum qualifying balance in respect of such scale, a deceased subscriber
shall be the one relating to the scale in which he held the post for the greater part of the last three years.
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(4) The application to be filled in by the person nominated by the subscriber any other person who is not
nominated by the subscriber for receipt of final balance standing to the credit of the subscriber in the Provident
Fund Account and the Deposit Linked Insurance Scheme shall be submitted in Form “C” given in the First
Schedule.
Note 1.–The average balance shall be worked out on the basis of the balance at the credit of the subscriber
at the end of such of the 36 months preceding the month in which death occurs. For this purpose, as also for
checking the minimum balance prescribed above.–
(a) the balance at the end of March, shall include the annual interest, credited in terms of rule 12, and
(b) If the last of the aforesaid 36 months is not March, the balance at the end of the said last month shall
include interest in respect of the period from the beginning of the financial year in which death occurs to the end
of the said last month.
Note 2.–Payment under this scheme shall be in whole rupees. If an amount due includes a fraction of a
rupee, it should be rounded to the nearest rupee (50 paise counting as the next higher rupee).
Note 3.–Any sum payable under this scheme is in the nature of insurance money and, thererfore the statutory
protection given by section 3 of the Provident Fund and Miscellaneous Provisions Act, 1925 (XIX of 1925), does
not apply to sum payable under this Scheme.
Note 4.–This Scheme also applies to these subscribers to the Fund who are transferred to an autonomous
organisation consequent upon conversion of a Government Department into such a body and who, on such transfer, opt in terms of option given to them to subscribe to the Fund in accordance with these rules.
Note 5.–In case of Government servant who has been admitted to the benefit of the Fund under rule 32 or
rule 33 but dies before completion of three years service or as the case may be, five years service from the date of
his admission to the fund, the period of his service under the previous employer in respect whereof the amount of
his subscription and employer’s contribution, if any, together with interest have been recovered, shall count for
purpose of clauses (a) and (c).
Note 6.–In case of persons appointed on tenure basis and in the case of re-employed pensioners, service
rendered from the date of such appointment, re-employment, as the case may be, only shall count for the purpose
of this rule. This scheme shall not apply to persons appointed on contract basis.
Note 7.–The budget estimates of expenditure in respect of this scheme shall be prepared by the respective
Heads of Departments having regard to the trend of expenditure.
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1. Sub-rule (4) was inserted by G.N. GAD, dated 19-12-2015, Rule 9(II).